| On top | Underneath |
| Turtleneck | Nothing. Very cold night: a thin thermal |
| Burgundy or charcoal knit | Jockey white tee, a thin white line at the neck |
| H&M cream or black jumper | Jockey white or black tee. Push the sleeves up |
| Sweatshirts | Any plain Jockey half-sleeve tee |
| Zudio shirts | Jockey white tee |
| Biker jacket | White tee, wine polo, or a crew knit. Never the turtleneck |
| Open check shirts | Plain black or white tee, or the charcoal full-sleeve |
| Puffer or sherpa | A knit or sweatshirt, with a full-sleeve tee under it when freezing |